The financial services sector in India operates under a strict regulatory glare, supervised heavily by the Reserve Bank of India (RBI) and the Insurance Regulatory and Development Authority of India (IRDAI). Financial institutions, non-banking financial companies (NBFCs), and corporate borrowers require sophisticated legal counsel to structure financial products, execute complex lendings, and manage systemic risks. Our firm serves as a premier advisor in banking and insurance law, balancing regulatory compliance with transactional velocity.
On the banking side, our practice covers the entire lifecycle of corporate debt syndication, structured finance, and project finance across sectors like infrastructure, energy, and real estate. We draft, review, and negotiate an extensive array of financial documents, including consortium loan agreements, security creation documents, inter-creditor agreements, and external commercial borrowing (ECB) structures. We ensure that all documentation is resilient against default scenarios and fully aligned with the latest RBI master directions.
In the insurance sector, we cater to insurance companies, intermediaries, and corporate policyholders. Our expertise spans regulatory approvals for insurance products, compliance with capital adequacy norms, and the structuring of reinsurance treaties. We also feature a robust insurance claims litigation team that handles high-value disputes arising out of property damage, business interruption, directors and officers (D&O) liability, maritime losses, and complex third-party liability claims.
When financial misconduct, fraud, or willful defaults disrupt operations, our firm provides aggressive white-collar defense and asset-recovery representation. We navigate the forensic complexities of bank fraud investigations led by agencies like the SFIO or CBI, while simultaneously handling civil recovery actions. By combining deep regulatory insights with sharp commercial acumen, we defend the integrity of our clients’ financial portfolios and ensure their operational stability remains sound.